Stuck in a dead-end job that can barely pay for his mother's medical care, Bobby Locke's (Gallo) only escape is poker. His skills at the table are put to the test regularly at 'Scruples', a club run by an enigmatic father-figure affectionately known as 'Chips' (Sorvino). Fed up with his lot in life, Bobby decides to seize the opportunity that arises when he is invited to a secret high-roller game, and along with his friend Ben, plots to rob these wealthy businessmen. Unfortunately, the game is presided by Turk (Knepper), who viciously sets out to get revenge. Now Bobby is caught up in a new kind of game, one that could threaten his very survival.